Financial Independence & Retirement Calculator
Plan your journey to financial freedom with our interactive FIRE calculator. Visualize your investment growth and discover when you can retire. Our calculations account for inflation, so the amounts shown are adjusted to reflect today's dollars.
Your Path to Financial Independence
Calculate how your investments can grow over time and plan your journey to financial freedom & retirement.
Final Portfolio Value
$0
Estimated value after -1 years
Annual Safe Withdrawal
$0
4% of final portfolio value
Understanding the 4% Rule
The 4% rule is a widely-accepted guideline in financial planning that suggests you can withdraw 4% of your portfolio annually in retirement, adjusted for inflation, without running out of money. This rule is based on historical market performance and assumes a diversified portfolio of stocks and bonds.
Key Points:
- •Based on historical market data, this withdrawal rate has proven sustainable in 99% of scenarios
- •Assumes a 30-year retirement period
- •Works best with a diversified portfolio
- •Example: A $1,000,000 portfolio would provide $40,000 annual income
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